Technical Lead (Payments and Lending) - FinTech

Key Responsibilities Lead the architecture, design, and development of Java-based microservices supporting payments, loans, and credit products Own end-to-end delivery of critical services including disbursements, repayments, interest calculations, fees, schedules, and reconciliations Drive API-first and event-driven architectures (REST, messaging, Kafka/RabbitMQ) Ensure high availability, scalability, security, and low latency for payment and lending flows Provide technical leadership and mentorship to engineers through code reviews, design reviews, and best practices Collaborate closely with product, risk, compliance, and operations teams to deliver regulatory-compliant solutions Enforce engineering standards around clean code, testing, CI/CD, observability, and documentation Lead system integrations with payment gateways, card networks, core banking systems, credit bureaus, and third-party providers Support production systems, troubleshoot complex issues, and drive continuous improvement Required Skills & Experience 8+ years of backend engineering experience, with strong Java expertise (Java 8+) Proven experience building microservices-based systems using Spring Boot / Spring CloudHands-on experience in payments and/or lending domains, including:Payment processing, settlements, and reconciliationLoan origination, servicing, repayments, and interest calculations Strong knowledge of distributed systems, concurrency, and transactional consistency Experience with relational and NoSQL databases (PostgreSQL, MySQL, Redis, etc.) Solid understanding of security concepts: OAuth2, JWT, encryption, PCI-DSS, data protection Experience working in Linux-based environments and cloud platforms (AWS, GCP, or Azure) Familiarity with CI/CD pipelines, Docker, Kubernetes, and infrastructure automation Originally posted on Himalayas