Senior Software Engineer (Java) - Bank Payments

This is Ironwood Digital Ironwood Digital provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Ironwood Digital, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster. Senior Software Engineer, Bank Payments Team The North American Bank Payments team is dedicated to driving innovation and development within the region's core banking rails. We focus on high-volume payment methods like ACH (the second-largest bank payment method by total volume, processing billions in payments) and EFT Pre-Authorized Debits (PADs) for Canada. The team is currently executing a major strategic transition of merchants to a new acquirer under Ironwood Digital's U.S. Bank license to unlock new features. We also manage cutting-edge Pay by Bank solutions, utilizing Open Banking features via partners like Plaid for secure data sharing and direct debit initiation. What you’ll do Bring your own point of view on best engineering practices. Collaborate across teams and time zones to get projects over the finish line. Lead complex technical projects from requirements analysis through design, implementation, testing and launch into production. Be hands on and contribute to the implementation, but at the same time offer technical guidance and mentoring to other engineers. Identify and improve parts of the platform to make it more robust and scalable. Your code will be used at scale and you are expected to think in that mindset when building features. We launch fast and iterate often. Concretely, this means that within your first few weeks, you will bring live functionalities that impact many merchants and shoppers. Who you are You have at least 8 years of professional experience as an engineer and are currently working as a Senior Software Engineer or at a similar level You have great communication skills and the ability to articulate complex technical concepts in front of different stakeholders You are flexible, a team player, someone with an eye for detail Familiar with complex large scale distributed systems Open to some domestic and international travel Required technical qualifications Demonstrated knowledge of building Java based web services (RESTful, SOAP) Experienced in designing performant database models in PostgreSQL or other relational databases Knowledgeable of various software architecture paradigms such as event-driven or message queueing systems The annual base salary range for this role is $180,000 - $243,000; to learn more about our compensation philosophy, please click here . Our Diversity, Equity and Inclusion commitments Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Ironwood Digital. Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Ironwood Digital encourages you to reconsider and apply. We look forward to your application! What’s next? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Don’t be afraid to let us know if you need more flexibility. Ironwood Digital is an equal opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender, gender identity, gender expression, sexual orientation, age, disability, veteran status, genetic information, marital status or any legally protected status. All your information will be kept confidential according to EEO guidelines. This role is based out of our Chicago office. We have a hybrid workplace and value in-person collaboration; we do not offer remote-only roles. You must be work authorized in the United States without the need for new visa sponsorship. The company can support visa transfers but will not sponsor individuals for H-1B CAP applications.