iOS Software Engineer - AI Neobank App

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for an iOS Software Engineer - AI Neobank App based in Australia. As an iOS Software Engineer, you will help build a next-generation AI-powered financial application designed to simplify how people manage, save, and grow their money. You will own the development of high-quality native iOS experiences, creating intuitive mobile journeys across payments, insurance, and financial services. Working closely with product and design teams, you will transform complex user needs into fast, reliable, and engaging mobile solutions. This role offers the opportunity to contribute to innovative AI-assisted experiences while maintaining strong standards for performance, security, and usability. If you are passionate about mobile engineering, product quality, and building impactful technology in a fast-moving environment, this position provides the opportunity to make a meaningful difference for millions of users. Accountabilities Design, develop, and ship high-quality iOS features using Swift, delivering reliable experiences for real-world customers. Build intuitive mobile workflows across financial services, including payments, insurance, claims, renewals, and other customer journeys. Collaborate with product managers and designers to simplify complex user experiences and create seamless mobile interactions. Integrate backend APIs and ensure mobile features are secure, stable, and performant. Improve application performance by optimizing crash rates, loading times, responsiveness, memory usage, and battery efficiency. Analyze user behavior, production issues, and analytics data to identify opportunities for continuous product improvement. Develop AI-assisted mobile experiences where they provide genuine value to users and enhance the overall journey. Maintain high engineering standards by writing clean, scalable code and addressing usability, reliability, and edge-case challenges proactively. Requirements 3+ years of professional iOS development experience with strong expertise in Swift. Proven experience building and shipping production mobile applications used by real customers. Strong understanding of iOS development fundamentals, including SwiftUI, UIKit, async/await, and modern iOS architecture patterns. Experience integrating REST APIs, debugging production issues, and building reliable mobile applications. Strong product mindset with attention to user experience, usability, performance, and mobile interaction patterns. Ability to work independently, take ownership of projects, and deliver high-quality results in a fast-paced environment. Strong English communication skills and the ability to collaborate effectively with international teams. Experience with Swift Package Manager, SQL/NoSQL databases, TensorFlow Lite, or on-device machine learning is an advantage. Portfolio examples such as app links, GitHub repositories, screenshots, or examples of shipped work are highly valued. Benefits Fully remote position available for candidates based in Australia. Opportunity to build innovative AI-powered financial products used by customers at scale. High ownership role with direct impact on product direction and user experience. Opportunity to work with modern mobile technologies including SwiftUI and on-device AI capabilities. Fast-paced startup environment with opportunities for professional growth and technical ownership. International and diverse team environment with remote collaboration across multiple countries. Fast and efficient hiring process designed to provide strong candidates with quick feedback and decisions. Opportunity to contribute to products that aim to make financial services more accessible and user-friendly. How Cobalt Streamworks works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best! Why Apply Through Cobalt Streamworks? Data Privacy Notice: By submitting your application, you acknowledge that Cobalt Streamworks will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time. #LI-CL1