Data Science Manager (Credit)

📋 Description Develop credit scoring, affordability, and behavioural models for underwriting and pricing Design and run experiments to optimise approval rates and loss rates Partner with product squads to embed decision logic into real-time systems Ensure data quality, compliance, and ethical use of models in decisioning Mentor product squads on experimentation and data-driven decision making Provide models to optimise collections, churn, and retention 🎯 Requirements Degree in Statistics, Mathematics, Engineering, or similar 5+ years in data science, decision science, or risk analytics in financial services, including 2+ years in management Working knowledge of credit risk, consumer lending, and regulatory considerations Proficiency in SQL and at least one modelling language (Python or R) Experience with A/B testing, machine learning, collections modelling, and churn management Ability to translate complex analyses into clear recommendations for stakeholders High ownership mindset and ability to work in fast-paced, cross-functional teams 🎁 Benefits Drive financial inclusion across Africa Innovative and impactful projects Flexible work arrangements Continuous learning and career growth Competitive salary and bonuses Health insurance and pension plans