Data Analyst, Credit Risk

📋 Description Support the end-to-end credit risk lifecycle for the MyPay product, including underwriting Design, execute, and analyze rigorous A/B tests to optimize credit limits, user experience, and Utilize advanced statistical modeling and data science techniques to identify new risk signals Partner closely with Product Management, Engineering, Data Science, and Finance to integrate risk Develop robust dashboards and reporting frameworks to track portfolio performance, loss metrics 🎯 Requirements 3+ years of experience in credit risk, data science, or advanced analytics, preferably within Expert-level proficiency in SQL for complex data extraction and manipulation. Strong programming skills in Python (Pandas, NumPy, Scikit-learn) for data analysis and predictive Deep hands-on experience designing, launching, and analyzing A/B tests and multivariate Solid understanding of consumer credit risk principles, loss forecasting, and unit economics. Exceptional ability to translate complex data and technical concepts into actionable, high-level 🎁 Benefits In-office work policy: four days a week in the office, Fridays from home for those near one of our Benefits supporting work and life, including backup child, elder, and pet care and subsidized Comprehensive health, financial, and wellbeing benefits. Generous vacation policy and company-wide paid days off. 1% of your time off to support local community organizations. Annual wellness stipend.