Credit Strategy Management

📋 Description Design and drive credit risk strategies across underwriting, limits, pricing, portfolio, and collections Lead initiatives to define and implement product and pricing strategies with cross-functional teams Contribute to lending growth by delivering top-line and bottom-line impacts Conduct analytics to improve credit performance and portfolio optimization Forecast risk by tracking macroeconomic trends and consumer behavior 🎯 Requirements 2-6 years in credit risk, data analytics, or related roles in banking or lending Proven data-driven decision-making with strong quantitative analysis and problem-solving Proficient in SQL, Python, R, or advanced Excel; able to interpret and model data Thrives in fast-paced, entrepreneurial environments; balances risk and responsibility Deep understanding of credit risk, lending products, or consumer credit trends with impact 🎁 Benefits In-house pantry with lunch and dinner provided. Paid sick leave and comprehensive health insurance. No fixed work timings; outcomes matter more. No rigid job designations; roles evolve. Transparent processes prioritize important work.